Practical money advice, written for real life
MyPersonalFinancial
Free · Weekly · 4–5 min read

The Weekly Rate Sheet.

Every Tuesday at 7am ET we send one short email: the top tracked yields, the lowest APRs, and one analyst note from the editor. Nothing else.

The Weekly Rate Sheet

Best yields, lowest APRs, one analyst note.

A quick weekly read — one practical money move, written plainly, plus a guide we think you'll want before everyone else does.

  • One doable money move a week
  • Plain language, no jargon
  • First look at new guides

Inside a typical issue

  • 01 · TOP RATES

    Ranked tables of the highest current HYSA, money market, and CD rates — only institutions we've confirmed paying within the last 7 days.

  • 02 · MORTGAGE / REFI WATCH

    Where the 30y, 15y, and ARM averages moved last week, plus a refi breakeven calculator scenario for current quotes.

  • 03 · ONE ANALYST NOTE

    A single editorial take — usually an unflattering chart — on a tool, term, or marketing page that's pretending the math is settled.

SAMPLE · WEEK 18FRI 14:02 UTC
MARCUS HYSA
4.40%
ALLY HYSA
4.20%
·
SOFI CHECK
4.50%
DISCOVER 12M CD
4.85%
VMFXX 7-DY
5.27%
30Y MORTGAGE
6.875%
15Y MORTGAGE
6.125%
Decorative · Not a quote feed

Sample is illustrative; real issues include source links and the as-of timestamp for each rate.

A short privacy note

Your email is used only to deliver this newsletter. We never sell or share it. You can unsubscribe in one click from any issue. We log no behavioral analytics on the email beyond opens (for our own diagnostics).